Creditor Harassment Compassionate • Knowledgeable • Experienced • Advocacy

Creditor Harassment Lawyers in Washington, D.C.

Putting a Stop to Wrongful Collection Efforts in Washington, D.C. and Prince George’s County

If you are facing relentless creditors, you are likely under a great deal of stress. For many, constant calls and collections efforts add an immense burden on top of already overwhelming financial stress. However, it’s important that you know your rights. By law, creditors are prohibited from harassing debtors and, when they do, debtors can take action.

The Washington, D.C. creditor harassment lawyers at our firm can help you work to stop creditor harassment and unjust collections efforts. Whether through obtaining an automatic stay by filing for bankruptcy or by filing a formal complaint with the Federal Trade Commission (FTC), we can help you put a stop to constant creditor calls and other forms of harassment.

For a free, 20-minute phone consultation, contact us at (202) 760-2887 today.

What Is Considered Creditor Harassment?

The Fair Debt Collection Practices Act, or FDCPA, prohibits creditors from engaging in certain behaviors. By law, these behaviors are considered “harassment.” It is illegal for creditors to violate these laws.

Examples of creditor harassment include:

  • Failing to identify themselves as creditors (applicable to all forms of communication)
  • Calling during “unreasonable hours,” generally before 8AM or after 9PM
  • Calling repeatedly with the intent to harass, annoy, or abuse
  • Failing to disclose that a communication is an attempt to collect on a debt
  • Communicating with a debtor in any way after the debtor has filed for bankruptcy
  • Communicating with a debtor who has retained an attorney (communications must go through the attorney once the creditor is aware that the debtor has one)
  • Contacting the debtor at work once the creditor has been notified that the employer prohibits this communication
  • Using any type of profane, abusive, or harmful language when communicating with the debtor
  • Wrongfully threatening legal action when such legal action is not allowed
  • Reporting false information about the debtor or publishing the debtor’s name on a “bad debt” list

Note that this list is not exhaustive; there are many other examples of prohibited creditor behaviors. If you believe you are the victim of creditor harassment, reach out to Capital Justice Attorneys, LLP right away for legal assistance.

Providing Compassionate Counsel & Proven Results

Our Washington, D.C. creditor harassment lawyers understand just how stressful it is to face considerable debt and the seemingly constant creditor calls that come with it. In addition to helping you stop creditor harassment, we can help you explore various debt relief solutions, including Chapter 7 bankruptcy, Chapter 13 bankruptcy, and debt settlement. We can also help you avoid foreclosure and seek solutions for student loan debt relief.

Our team provides personalized legal solutions tailored to each unique client’s needs and goals. We also offer payment plans, including $0 down for qualified clients.

Learn more when you call (202) 760-2887 or contact us online today.

Private law firm not affiliated with any governmental agency proudly serving the District of Columbia and Maryland.

Why Choose

Capital Justice Attorneys, LLP?
  • A Personal Experience for Each Client
  • Fast Turnaround and Quick Results
  • Free Initial Telephone Consultation
  • $0 Down - Payment Plans Available

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